We Work With 
Leading NZ Lenders

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How The Loan Process Works

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1
Apply on our website (takes 5 minutes)

Click Apply Now and fill out the application form.

2
Get a Fast Decision

We will let you know ASAP the details of your loan application and the interest rates available.

3
Get money paid to your account

If the loan is approved, you will have the money deposited into your account.

Personal Loans Made Simple

Getting a personal loan should be easy and with GetFinance it is!

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Interest Rates from 8.95% - 29.99%

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Fast Approval, decision within 2 hours

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Repayment terms between 1 and 5 years

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Secured and Unsecured options

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Easy Online Application

Apply completely online within just 5 minutes. We'll then call you for any extra information we require.

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Personalised Interest Rate, Just For You

You are not like everyone else, so why should your interest rate be the same as everyone else?

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All Types Of Finance

Whether you need a personal loan, debt consolidation or a vehicle loan, we have the options for you.

We'll Help You Get The Finance You Need

At GetFinance, a dedicated finance consultant will guide you through every step of the loan application process, providing personalised support from start to finish.

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What they say
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“Since I started using Fintech128, I've seen a significant improvement in my financial situation. Their features have allowed me to analyze my spending patterns, set realistic budgets, and save effectively. It's like having a personal finance advisor."
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Kristin Watson
“I can't recommend Fintech128 enough! Their innovative approach and methodology to financial solutions has revolutionized how I handle my money. With their secure platform and user-friendly interface, I feel confident in managing my investments."
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Jacob Jones
“Fintech128 has been a game-changer for my financial management. Their platform offers a seamless experience, enabling me to effortlessly track my transactions and stay on top of my expenses. It has made my financial life so much easier!"
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Adison Kenter
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FSP: 1008593 | NZBN: 9429052429200

Example Loan: Borrowing $10,000 over 36 months at an interest rate of 15.95% p.a. would result in a total repayment of $12,647.65, including all fees and interest.

We do not offer short-term loans; all loan terms range from a minimum of 12 months to a maximum of 84 months.

Our current interest rates vary from 8.95% to 29.99% APR, depending on your credit history, the security provided, and your overall credit profile.

1. All approvals are subject to the lender's credit criteria and responsible lending requirements. Loan amounts and interest rates depend on personal circumstances, the type of lending, and any security provided. Lender fees, terms, and conditions apply.